BIRDIE INVESTMENTS (MADRAS) PRIVATE LIMITED's Birdie Cash extends a warm welcome to you. Protecting your privacy is a fundamental aspect of our operations, and we are firmly committed to ensuring the safety and confidentiality of your personal information. This Privacy Policy explicates our practices in the acquisition, use, storage, and dissemination of your personal data, highlighting the safeguards we employ.
The terms "we" and "our" within this document signify the joint entity of BIRDIE INVESTMENTS (MADRAS) PRIVATE LIMITED and Birdie Cash.
Your decision to utilize our loan application is met with our earnest commitment to privacy preservation. Through this policy, we aim to clarify our data management practices and the measures in place to protect your personal information.
1. Loan Service Provider Synopsis
Entity Name: BIRDIE INVESTMENTS (MADRAS) PRIVATE LIMITED
CIN: U65100TN1993PTC025013
Email Assistance:
[email protected]
Certificate of Registration No.: 14·07739, issued by Reserve Bank of India
Address: KHIVRAJ COMPLEX II, 2ND FLOOR NO 480 ANNA SALAI, NANDANAM Chennai, Tamil Nadu, 600035 India
2. How We Collect and Use Your Personal Information
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
3. Uses of Personal Information
We use the personal information collected for:
The processing and facilitation of your loan application;
Assessing and approving loans while conducting risk management assessments;
Administration of loan accounts and management of repayment processes;
Engaging with you to offer information on related products and services;
Making informed enhancements to our loan application and overall services;
Compliance with all relevant laws and regulatory requirements governing our operations.
4. Authorization for Access and Information Collection
In order to apply for a full loan through our app, users are required to provide authorization for us to access the following permissions on their devices:
Camera Access Permission: It is crucial for the app to access your device's camera to enable the capture of images or videos. This requirement is part of the identity verification process, aimed at preventing financial fraud.
Location Access Permission: Our app requires the ability to access your location data to ensure that you reside within our loan service area. This is vital as services are restricted to certain geographical boundaries.
Contacts Permission: Access to your contact list is necessary for the app to conduct checks against compliance with local regulations in India and to identify potential risk factors such as consecutive numbers, thereby reducing the likelihood of financial fraud and credit risk.
Following the completion of the loan qualification review, we ensure that all personal data collected is promptly deleted, guaranteeing no long-term retention.
5. Personal Information Protection Initiatives
Protecting your personal data is of critical importance to us. To this end, we utilize both technological solutions and managerial protocols to secure the safety, integrity, and privacy of your personal information.
Your personal data is safeguarded using state-of-the-art encryption techniques.
We maintain strict control over who can access personal information, carefully managing their access privileges.
Our team regularly performs security audits and upgrades on our personal data storage systems.
We've instituted a comprehensive privacy protection system and ensure our employees receive ongoing training to maintain a high level of expertise in data protection.
6. Safeguarding Measures for Data Sharing and Transmission
Our commitment to your privacy extends to a firm policy against the sale, trade, or unauthorized sharing and transmission of your personal information with third parties, unless such disclosure is explicitly consented to by you or necessitated by legal injunctions. Should the need arise for sharing and transmission of personal data, our approach is meticulously guided by adherence to both statutory requirements and the protective stipulations enshrined in this Privacy Policy.
In every such instance, we are dedicated to applying the most effective security measures to ensure the comprehensive protection of your personal information, thereby upholding its confidentiality and integrity.
7. Getting in Touch
For questions, remarks, or issues related to this Privacy Agreement or the way your personal information is processed, contact us at:
Corporate Name: BIRDIE INVESTMENTS (MADRAS) PRIVATE LIMITED
CIN: U65100TN1993PTC025013
Email:
[email protected]
Address: KHIVRAJ COMPLEX II, 2ND FLOOR NO 480 ANNA SALAI, NANDANAM Chennai, Tamil Nadu, 600035 India
We are dedicated to promptly and efficiently addressing your concerns.
8. Privacy Policy Enhancements
We may periodically adjust our privacy policy to better reflect our evolving data management practices and adherence to updated legal standards. Notifications of significant updates will be disseminated through effective channels.
We advise a thorough review of our Privacy Agreement before you proceed with our products and services. Should you require further information or have questions regarding any section of this agreement, please connect with us at any moment.
